Checking in and out with your debit card
Check in and out using your contactless debit card, credit card or mobile phone. Easy if you travel on the train infrequently!
Plan your journey with your debit card
Always a ticket at hand
You no longer need to purchase a separate ticket.
No more topping up your balance
So, time to grab a cup of coffee.
Use your mobile
Easy check-in and check-out with your debit card on your mobile phone.
Who can use this?
Travelling with your debit card is ideal for anyone who only travels occasionally on public transport. You no longer need to purchase a separate ticket or OV-chipkaart. When you check in using your debit card, you travel in second class with no discount.
Also useful if you have forgotten your OV-chipkaart!
How to travel with your debit card
In order to travel with your contactless debit, credit card or mobile phone, you don't need to activate anything. Travel this way right away.
- Take the card out of your wallet
- Hold your card or mobile phone against the card reader when checking in.
- Check out in the same way. So with the same card.
It's that easy!
View the costs on your bank account statement
Your travel expenses will be debited from your account within one day.
The payment always has a payment reference that starts with NLOV, followed by 14 numbers and letters.
View your journeys in Mijn NS
Link your debit card to Mijn NS. This gives you immediate access to your travel history and costs.
If you don't have a Mijn NS account, sign up for Mijn NS or visit your travel overview on OVpay.nl and follow the instructions.
Take your card out of your wallet
Whether you're travelling with your debit card or OV-chipkaart, always take the card out of your wallet when checking in and out.
This ensures that you're using the right card for your journey and avoids the possibility of you being charged twice.
If you bought an e-ticket, then you can check in by holding your ticket in the NS-app against the card reader.
Frequently asked questions about checking in with your debit card
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What do I need to do to travel with my debit card?
You don't have to do anything beforehand to travel with your debit card. So you don't have to sign up. Of course, you must have a valid debit card with which you can pay contactless.
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How safe is travelling on my debit card?
Travelling with your debit card is just as safe as using contactless payment in the supermarket. Your bank can't see your travel details, and the conductor checking your card cannot see your banking details. View our privacy statement.
Of course, you should always be careful when using your debit card or credit card. In the event that your card is lost or stolen, you should block it immediately.
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I checked in with my debit card by accident.
That's a shame! It is therefore possible that you have paid too much. If you answer a couple of questions, we'll tell you whether you can request a refund, and how.
If you would like more information or have another question, take a look at all of the frequently asked questions about travelling with your debit card.
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